岗位职责
WorldFirst is a leading international payment specialist helping businesses trade and grow globally. For over 20 years, we've provided foreign exchange, cross-border collections, and payment solutions to SMEs, e-commerce sellers, and enterprises. Now part of Ant Group, we combine our expertise with cutting-edge technology to serve customers in 130+ countries. About the Role • We are seeking a highly strategic and business-minded WorldFirst Risk Solution Head / Senior Manager to join our global Risk Management team. In this pivotal role, you will act as the ultimate bridge between our frontline business units and the broader risk organization. You will be responsible for overseeing the risk intake process for business innovations and acting as a trusted advisor to ensure our commercial ambitions are achieved safely and sustainably. • This is a unique opportunity to shape the future of cross-border payments by embedding risk solutions directly into the DNA of our business strategy. If you excel at balancing commercial growth with robust risk management, and you want to design holistic solutions that empower a global fintech platform to scale securely, we want you on our team. Key Responsibilities • Act as the exclusive front-end interface representing the WorldFirst CRO functions to the business departments, centrally receiving, managing, and prioritizing all risk review requests for new products, new markets, and new customer segments. • Serve as an "internal risk consultant" for the business by developing a deep and nuanced understanding of business strategies and product logic, delivering one-stop, closed-loop, and holistic risk solutions. • Design and implement pragmatic risk solutions that facilitate business growth while safeguarding the company against regulatory, money laundering, fraud, and financial risks. • Partner closely with product, tech, and commercial teams to embed risk controls seamlessly into the product development lifecycle from day one. • Communicate complex risk assessments, policies, and mitigation clearly to business leaders, ensuring alignment and fostering a culture of cross-functional collaboration. • Identify emerging risks in new business initiatives and proactively propose innovative, commercially viable solutions to address them.
职位要求
Required • 7+ years of experience in risk management, risk strategy, or compliance within the fintech, cross-border payments, or banking sectors. • Proven track record of acting as a business-facing risk partner, bridging the gap between technical risk policies and frontline commercial objectives. • Strong expertise in holistic risk management, with a solid understanding of how product design impacts fraud, AML, and operational risk. • Experience working in fast-paced, highly regulated environments where you have successfully balanced aggressive business growth with risk mitigation. • Excellent communication skills in English, with the ability to translate complex risk concepts into clear, business-friendly language. • Ability to work independently in a fast-paced environment, manage multiple stakeholder requests simultaneously, and drive consensus without direct authority. • More than a risk consultant, proven capability of implementing a solution and drive risk initiatives forward. Preferred • Experience with cross-border B2B/B2C payment ecosystems, FX, or global trade platforms. • Background in risk product management, risk solution design, or top-tier management consulting. • Familiarity with global regulatory landscapes and payment licenses across major jurisdictions (e.g. UK, EU). • Bilingual capability (e.g., English and Mandarin) to effectively collaborate with global teams and stakeholders across the broader Ant Group ecosystem. • Track record of mentoring team members and building scalable risk-intake processes from the ground up.
