岗位职责
Job description:
- Lead and oversee daily AML operation processes, including transaction monitoring, alert management, sanctions screening, and SAR/STR reporting, ensuring adherence to internal AML standards and all applicable regulatory requirements.
- Drive continuous improvements in AML operational efficiency by optimizing AML system workflows, case handling quality, automation and response times as appropriate.
- Supervise a team of AML operations analysts, providing professional guidance, training, and performance evaluation to strengthen risk awareness and technical expertise within the team.
- Collaborate closely with Frontline Account Manager, Product Team, Risk Strategy Team and Compliance Teams to support new product launches and approval process as well as transaction monitoring tuning from an AML operational perspective.
- Oversee and enhance risk and fraud monitoring processes to identify suspicious activities and new risk typologies relevant to travel-related and payment industry.
- Set and adjust transaction monitoring thresholds based on quantitative analytics, enabling the system to proactively detect suspicious activities and optimise alerts.
- Coordinate internal and external AML audits, regulatory inquiries, and maintain high standards in data quality and documentation.
- Prepare management reports and key operational metrics to support risk governance and regulatory compliance decision-making.
- Support the Compliance Team in all aspects of applying for and maintaining payment-related licenses by providing timely, relevant input to facilitate coordination with regulators and partner banks.
职位要求
Qualifications:
- Bachelor’s degree or above, with 7-10 years of AML operations or financial crime compliance experience, preferably in Fintech or banking institutions.
- Solid experience in managing AML operations team with proven leadership, coaching, and team development capabilities.
- Excellent analytical skills with hands-on experience in transaction monitoring and fraud risk management; background in system optimization and data-driven process improvement is preferred.
- Proficient in both English and Chinese, with strong communication, coordination, and documentation skills in bilingual work settings. Capable of effectively delivering message in both languages to diverse stakeholders.
- Detail-oriented and able to balance multiple cross-functional and cross-regional projects.
- Professional qualifications in AML such as CAMS, CFE or equivalent are a plus.
- Familiar with Hong Kong, Singapore, and EU payment license regulations is preferred.
