岗位职责
- System Requirements Consolidation & Optimization: Responsible for gathering and analyzing system requirements across the full loan lifecycle (pre-loan, loan servicing, and post-loan stages), coordinating with Risk, Technology, and Operations teams to consolidate requirements; lead back-office system optimization to build an efficient, automated loan operations framework.
- Reporting Framework Maintenance: Manage the credit and loan reporting framework to ensure accuracy and timeliness; continuously refine report logic and presentation in response to business changes to enhance data usability.
- New Product Launch Support: Participate in the design of new loan products; coordinate system development, testing, and go-live to ensure back-office systems support new product requirements in a timely manner; assist in defining product operating procedures and system configurations.
- Regulatory Compliance & Process Optimization: Develop and refine credit operations processes and procedures in accordance with regulatory requirements; periodically review the compliance of systems and reports to ensure business operations meet regulatory standards.
- Credit Data Submission System Maintenance: Ensure the smooth operation of the credit data submission system; coordinate data preparation, submission, and exception handling to safeguard the accuracy and timeliness of submissions.
- Cross-Departmental Collaboration: Act as a bridge between business and technical teams; coordinate resources to drive the implementation of system optimization projects, ensuring aligned requirements and well-managed project timelines.
职位要求
- Bachelor's degree or above, preferably in Finance, Banking, Information Technology, Business Administration, or related disciplines.
- Minimum 3–5 years of relevant experience in loan operations, credit management, or digital banking within banks/financial institutions; familiar with pre-loan, loan servicing, and post-loan processes.
- Solid experience in system requirements analysis and process optimization, with the ability to communicate and collaborate effectively with both technical and business teams to drive project delivery.
- Familiar with loan regulatory compliance requirements and credit data submission regulations, with strong risk and compliance awareness.
- Excellent data analysis and report management skills; proficient in MS Office (especially Excel) and reporting tools.
- Good written and verbal communication skills in both Chinese and English (Cantonese, Mandarin, and English), with the ability to independently handle multi-party coordination.
