岗位职责
- 信贷资产开发：负责对接境外资产发行方，建立并维护资产方资源网络，持续拓展资产来源渠道，完成境外信贷类资产的挖掘、筛选与获取；
- 产品设计：参与信贷投资产品设计，涉及底层结构、增信措施、资产配置、期限流动性及对客定价等，既满足资产方的融资需要，又对客提供有竞争力的产品；
- 商务谈判与项目推进：主导资产获取的商务谈判，设计合作架构与利益分配机制；协调内外部资源，推动资产引入项目落地；配合风控、合规团队完成资产尽调与准入审批；
- 市场研究：跟踪信贷市场利率走势、监管政策变化；研究竞品 RWA 产品结构与投资策略；挖掘潜在资产机会，为投资方向提供市场洞察。
- Credit Asset Sourcing & Development：Responsible for connecting with overseas asset issuers, establishing and maintaining asset provider networks, and continuously expanding funding sources；Complete the identification, screening, and acquisition of overseas credit assets;
- Product Design：Participate in credit investment product design, including underlying structure, credit enhancement measures, asset allocation, tenor/liquidity management, and customer pricing；Balance asset providers' financing needs with delivering competitive products to investors;
- Business Negotiation & Project Execution：Lead business negotiations for asset acquisition and design cooperation structures and profit-sharing mechanisms；Coordinate internal and external resources to drive asset onboarding projects to completion；Collaborate with risk management and compliance teams to complete asset due diligence and approval processes;
- Market Research：Track credit market interest rate trends and regulatory policy changes；Research competitor RWA product structures and investment strategies；Identify potential asset opportunities and provide market insights for investment direction.
职位要求
- 本科及以上学历，金融、经济、数学、工程等相关专业；
- 3年及以上互联网信贷领域或金融科技公司工作经验；熟悉信贷类资产（消费贷、经营贷、供应链金融等）的底层逻辑与风险特征；具备境内外资产发行方资源，有成功案例者优先；
- 优秀的中英文商务谈判、沟通协调及项目推进能力，具备良好的抗压能力和团队合作精神；有Web3从业及项目经验者优先。
- Bachelor's degree or above in Finance, Economics, Mathematics, Engineering, or related fields;
- 3+ years of work experience in internet credit or fintech companies；Familiar with the underlying logic and risk characteristics of credit assets (consumer loans, business loans, supply chain finance, etc.)；Candidates with domestic/overseas asset issuer networks and proven track records are preferred;
- Excellent business negotiation, communication, and project management skills；Strong resilience under pressure and team collaboration abilities；Candidates with Web3 industry or project experience are preferred.
