岗位职责
Role Overview We are seeking a highly specialized Enterprise Risk Manager to strengthen the second line of defense for our Luxembourg entity. The ideal candidate possesses deep expertise in Liquidity Risk, Reserve Asset Management, and Multi-Currency Digital Settlement Operations. You will oversee risk frameworks supporting high-volume, multi-currency transactions involving novel payment instruments, ensuring robust reserve adequacy, asset segregation, and alignment with emerging EU digital finance frameworks (e.g., MiCA) and CSSF requirements. Key Responsibilities
- Liquidity & Reserve Asset Management (Core Focus) ● Design and implement a Liquidity & Reserve Management Framework tailored for digital asset issuance/redemption and multi-currency settlement activities. ● Oversee diversified reserve pools (fiat and digital reference assets), ensuring strict pegging mechanisms and adequate backing to support large daily transaction volumes. ● Conduct daily monitoring of on-chain and off-chain liquidity positions, managing risks related to asset valuation volatility, issuer solvency of reference assets, and network settlement finality. ● Develop Stress Testing & Contingency Funding Plans (CFP) simulating scenarios such as mass redemption events, reference asset de-valuation, or technical settlement disruptions. ● Challenge Treasury assumptions on reserve concentration, custodian risks, and fiat-to-digital conversion corridors.
- Enterprise Risk & Regulatory Compliance ● Lead Enterprise-Wide Risk Assessments (RCSA, SIRA) with a specific focus on digital asset risks, including market volatility, liquidity gaps, and technology/cyber risks. ● Ensure prudential compliance with CSSF regulations and emerging EU digital finance frameworks, particularly regarding asset-referenced mechanisms and safeguarding of client funds. ● Act as the Second Line of Defense, independently challenging the Trading and Treasury teams on exposure limits, reserve adequacy, and reconciliation accuracy between distributed ledger data and internal ledgers. ● Define and monitor Key Risk Indicators (KRIs) such as: Reserve Ratio Deviations, Peg Stability Thresholds, Unmatched Settlement Volumes, and Custody Concentration.
- Governance, Reporting & Strategy ● Prepare detailed risk reports for the Board and Regulators (CSSF), highlighting reserve composition, liquidity coverage ratios, and emerging risks in the digital finance sector. ● Foster a strong risk culture by delivering targeted training on digital asset mechanics, key management security, and liquidity stress scenarios.
职位要求
Qualifications & Talent Profile Must-Have Experience: ● 5+ years in Risk Management (2nd Line), Treasury Control within a Digital Asset Firm, FinTech Innovator, or Luxembourg-regulated Payment Institution. ● Deep expertise in Liquidity & Reserve Risk: Proven track record of managing liquidity and interest risk for banks or financial institutions. ● Regulatory Knowledge: Strong command of CSSF guidelines and emerging EU digital finance regulations (e.g., MICA, PSD2, EMD). ● Technical Skills: Proficiency in distributed ledger analysis tools, understanding of AI.. Preferred Attributes: ● Hands-on experience with pegged digital instrument trading mechanisms or similar liquidity pool management. ● Familiarity with institutional custody solutions and fiat on/off-ramp banking partners for digital asset firms. ● Language: Fluent English is mandatory. Chinese (Mandarin) proficiency is highly preferred for regional stakeholder alignment. ● Certifications: FRM, PRM, or specialized certifications in digital finance risk are a strong plus. Personal Competencies: ● Deep understanding of the nuances between traditional liquidity risk and digital asset liquidity risk (e.g., 24/7 operations, weekend liquidity gaps). ● Strong challenger mindset with the ability to explain complex novel payment risks to traditional regulators and board members. ● Ability to thrive in a fast-paced, innovative FinTech environment.
