岗位职责
Job Summary This role is responsible for planning and executing risk-based audit assignments, assessing the effectiveness of internal controls and risk management processes, and providing practical recommendations to support business growth, operational resilience, and regulatory compliance. The ideal candidate will have experience in the second or third line of defense within the financial industry, strong knowledge of risk management and internal control methodologies, and the ability to thrive in a fast-paced, evolving, and high-growth environment. Key Responsibilities
- Develop and execute risk-based audit plans for assigned entities and business areas in alignment with applicable regulations, internal policies, and business strategy; independently perform audit projects and report results to senior management and the Audit Committee/Board of Directors.
- Understand the regulatory environment, business model, and strategic priorities of the assigned entities; identify key risks, assess the adequacy and effectiveness of internal controls, and evaluate risk management practices across major business operations.
- Prepare high-quality audit reports that clearly articulate key observations, root causes, risk implications, and practical recommendations, in compliance with internal standards and local regulatory requirements.
- Communicate audit findings effectively with management and relevant stakeholders; discuss issues constructively, agree on remediation plans, and validate the implementation and effectiveness of corrective actions.
- Provide value-added support to business risk management through continuous monitoring, thematic reviews, support for regulatory inspections, and the organization of relevant training and knowledge-sharing initiatives.
- Leverage data analytics and innovative tools to improve audit efficiency and coverage. Experience with or openness to using AI-based tools in audit planning, testing, monitoring, reporting, or workflow enhancement is highly appreciated.
- Work closely with stakeholders across business and control functions, and support engagements with regulators and other external parties where needed.
职位要求
- Bachelor’s degree or above in Accounting, Finance, Audit, Risk Management, Business, or other related disciplines.
- At least 8 years of relevant experience in internal audit, external audit, risk management, AML, compliance, or other related control functions. Experience in the financial services industry, especially in second or third line of defense functions, is strongly preferred. Experience in audit/consulting firms, fintech companies, payment institutions, banks, or other regulated financial institutions is highly desirable.
- Solid understanding of risk management frameworks, internal control methodologies, and audit principles (e.g. COSO).
- Good knowledge of local regulatory requirements, applicable laws and regulations, and industry expectations relevant to financial services and fintech businesses.
- Professional certifications such as CIA, CPA, ACCA, CAMS, FRM, or other relevant qualifications in accounting, internal audit, risk management, or AML are preferred.
- Strong data analytics capability; proficiency in SQL or equivalent analytical tools is highly desirable.
- Experience in working with or exposure to regulators, regulatory inspections, or regulatory remediation programs is an advantage.
- Experience using or willingness to adopt AI-based tools to improve analysis, efficiency, and audit effectiveness is appreciated.
- Strong analytical thinking and sound professional judgment
- Ability to work under pressure and manage tight deadlines
- Strong sense of accountability, ownership, and self-discipline
- Able to work effectively independently as well as collaboratively in a team environment
- Fast learner with the ability to quickly understand new products, processes, and innovative financial business models
- Strong communication and stakeholder management skills, with the ability to engage effectively across functions and seniority levels
- Positive, adaptable, proactive, and highly motivated
- Willingness to undertake minimal business travel as required
