岗位职责
The AML Risk Assessment Lead is responsible for establishing and managing the enterprise wide Anti Money Laundering risk assessment framework and controls inventory across the organization. The role ensures that financial crime risks associated with customers, products, services, delivery, channels, geographies, and affiliates are systemically identified, assessed, and managed in alignment with regulatory expectations and the organizations risk appetite. This position combines strategic framework development with oversight of risk assessment execution globally, ensuring consistency, transparency, and effective governance across all entities and business lines.
职位要求
● Design, maintain and continuously enhance the enterprise AML risk assessment framework, including methodologies, scoring models, and documentation standards aligned with global regulatory expectations and industry best practice ● Design, maintain and continuously enhance the enterprise AML controls inventory farmwork ● Oversee the creation of risk and controls inventory and execution of AML Risk Assessments across all affiliates and business lines, ensuring consistent implementation of the framework and appropriate identification and assessment of financial crime risks ● Define and maintain risk assessment methodologies covering customers, products, services, delivery channels, geographies and emerging risks within the organization`s payments and fintech ecosystem ● Ensure alignment of AML RA with the organization risk appetite and governance framework, providing clear visibility of financial crime risk to senior management ● Provide strategic guidance to MLROs and regional compliance teams on conducting entity level AML risk assessments and interpreting risk outcomes ● Develop and maintain governance processes for periodic risk assessments, including review cycles, escalation procedures and approval mechanism ● Prepare and deliver risk assessment reporting and insights to senior management and governance forums, highlighting key risk exposures, trends, and recommended mitigation measures
